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Family protection
If you rely on an income to pay for your lifestyle and support your family, it is essential to conduct a thorough review of your protection requirements.
We assist clients with the identification of their protection needs, analysis of existing life assurance cover and specific recommendations to design a suitable and cost effective protection solution.
As independent financial advisers we can then review the entire market place to identify the most competitive products.
Effective planning for family financial protection is about much more than simply selecting the cheapest products. It is important to consider your protection requirements and the structure of any necessary financial protection, including the need for trust arrangements to ensure the money is paid to the right people at the right time.
Do call us on 01794 388594 or email fhb@chestergate.co.uk to set up an initial consultation with no cost or obligation.
Business protection
While most businesses have insurances in place to cover the cost of their buildings and contents many fail to consider the impact of the loss of a key person or the death of a shareholder.
The death or disability of a key person can lead to a serious impact on profitability. By putting appropriate cover in place you can reduce the impact of this loss.
When a shareholder or partner dies there are often ownership considerations that require the availability of a capital sum. By seeking our advice you can put in place agreements and financial solutions to minimise the financial impact of the death of a shareholder or partner.
Our services are suitable for all sizes of business - from small and medium size enterprises to larger organisations.
Do call us on 01794 388594 or email fhb@chestergate.co.uk to set up an initial consultation with no cost or obligation.
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